DIY Credit Repair-How To Remove Medical Collections

When you go to the doctor’s office pay close attention  to your medical release form upon signing.  It is important to know what you have signed make sure you check your paperwork.  HIPPA is the Health Insurance Portability and Accountability Act. This privacy rule mandates that your personal medical information may not be shared unless there is permissible reason for doing so.

HIPPA extends to credit reporting agencies and collection agencies as well. The HIPPA law will assist YOU in dealing with delinquent medical collection accounts because in order for the collection agency to verify your debt, they will need to have access to your medical information. If they have access to this information, your rights under the HIPPA law have been violated.

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The HIPPA dispute letter template will frighten the collection agencies and credit bureaus and remind them that if they fully validate your validation letter on your medical bills, they are violating HIPPA regulations and are doing criminal activities.

HIPPA laws do not allow your doctor or healthcare provider to share your medical files without your consent under a HIPPA release. There has been an increase of doctors asking for a HIPPA release to be signed by you, however this only allows them to share with other medical professionals, not 3rd party collectors.

Make sure you cross out everyone other than the party intended to receive your medical information (do not sign a full HIPPA release).

Our Credit Repair System will help you step-by-step to resolve your credit issues. It provides you with templates , letters and  videos so you will know how to navigate.


Product & Services

Income Shifting 

Income Shifting Membership helps individuals and families to change their current lifestyle to be financially fit by learning the different strategies and developing better way of life. We’ve discovered their are two objectives, our Current lifestyle and Future lifestyle, and four challenges, Inflation, Taxes, Debt and Limited Income. casflow

Two Objectives

Current Lifestyle which we live in now which is paid by your labor, your work hours.  Future Lifestyle is your investments and assets.  If you think Social Security is there to help you live comfortable don’t be surprise it tells you how much you or family would receive in disability survivor, or retirement benefits and it reads the benefits you will receive should not be your only source of income it covers only a certain 40% and you will need other savings such as investments, pension or retirement accounts. When you retire make sure you have enough money to live comfortable.

The Four Challenges

Inflation is more money needed to get the same amount, loses  value over time. Cost of living increases but your rate of pay doesn’t change.  Our Income Shifting  Membership will help you invest your money and grow at a faster rate than inflation.

Taxes  Believe it or not,  Most Americans do not know how much is lost in their taxes.  We are taxed approximately 33% combined federal and state as an employee. Our Income Shifting Membership offers a referral program which in turns helps you as a home based business increases your cash flow on your W4 form.  Everyday common expenses can be a write off such as utilities, cell phones, vehicle mileage, maintenance, rent and tax deducible expenses etc…

Debt  is the number one challenge by many Americans it’s hard to build wealth when you are drowning in it, and definitely is an option. If you change the way you think and educate yourself  you can become financially fit. Our Income Shifting Membership allows you to take advantages and tackle two of the four challenges begin knocking down debt.

Limited Income is a major problem.  So let’s be financially fit  and see the value in our Income Shifting Membership which helps increase your cashflow it includes DIY credit repair system, investment education, helps minimize taxes, eliminate debt, lower expenses. You can create six different streams of income to overcome limited income.

Privacy Policy

Who We Are

At, we are committed to maintaining the trust and confidence of all visitors to our web site. In particular, we want you to know that is not in the business of selling, renting or trading email lists with other companies and businesses for marketing purposes.

In this Privacy Policy, we’ve provided detailed information on when and why we collect personal information, how we use it, the limited conditions under which we may disclose it to others, and how we keep it secure.

We take your privacy seriously and take measures to provide all visitors and users of with a safe and secure environment.

Cookies may set and access cookies on your computer. Cookies are used to provide our system with the basic information to provide the services you are requesting. Cookies can be cleared at any time from your internet browser settings.

Google Analytics trend

When someone visits we use a third party service, Google Analytics, to collect standard internet log information and details of visitor behavior patterns. We do this to track things such as the number of visitors to the various parts of the site and interactions with the site. This information is processed in a way which does not identify anyone. We do not make, and do not allow Google to make, any attempt to find out the identities of visitors to our website.

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When someone visits, there may be an ability to submit comments on particular articles or pages. When comments are submitted, you are entitled to use aliases or information that completely hides your identity. When a comment is submitted, the relevant details (name, email, website) that you provide are stored. These details are stored so that we can display your comment back to you, and to anyone viewing the comment sections on the site. We do not verify information entered nor do we require verification.

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Access to Your Personal Information

You are entitled to view, amend, or delete the personal information that we hold. Email your request to our data protection officer and we will work with you to remove any of your personal data we may have.

Changes to Our Privacy Policy

We may make changes to our Privacy Policy in the future, however, the most current version of the policy will govern our processing of your personal data and will always be available to you.

If we make a change to this policy that, in our sole discretion, is material, we will notify you by an update or email, where possible. By continuing to access or use our services, you agree to be bound to the terms of our Privacy Policy.

About Me

Welcome! Thanks for visiting my site.  Everyday we are faced with financial situations  in our families, friends and daily lives.  I decided to write about  financial strategies and how I use it in my daily life  to help me with personal financial goals and I wanted to share with others about minimizing taxes, eliminating debt, lowering expenses.  

A Little About Me

Growing up with older brothers was challenging, however I was always the mom figure to them. My parents passed away early in our life’s, my younger sister who was Down Syndrome passed away in  2016, after spending so much time taking care of her for 31 years, and working in the healthcare field for so many years.

I decided it was time for me to work on some of my own finances,  and help people change their life, but I had to start with myself first.  So I learned how to shift my income and learn the financial strategies so I can become financial free and live my life.  If you are looking to make a difference start with yourself first.  If you decide to become financially fit  or a  home based business find out about the tax advantages.

If you want to be life ready it’s critical to invest in yourself and inspire others to create a healthy lifestyle and be great on purpose.

If you have any questions, feel free to leave them below and I will be more than happy to help you.

All the best,